Do You Qualify?
Here are some minimum requirements:
- · Local Residency (live in White County for the past 12 months)
- · Need for Decent, Affordable Housing (Living in overcrowded or deteriorating condition, living with family or friends, etc.)
- · Willingness to Partner (Partner families are required “sweat equity” volunteer hours when purchasing a Habitat home)
- · Ability to Pay (Partner families are not given the house for free. They must be able to pay a zero-interest mortgage payment, but not qualify for a traditional bank loan. Please see chart for annual income limits set by HUD. Minimum & Maximum gross income limits are based on 30%-60% of Area Median Family Income (AMI) as set by HUD)
For more information and guidance, please email habitatwhiteco@yahoo.com, call 501-268-5589, or stop by the office located in the ReStore (1315 W Beebe Capps Expwy, Searcy, AR)
Partnership Process
1. Application Period Starts
2. Applicant Interview
3. Home Visit
4. Presentation To Board of Directors
5. Partnership Begins
6. Sweat Equity Begins
7. Home Dedication and Closing
Habitat for Humanity is a partnership. The houses are not given for free. Partners must be able to pay zero interest mortgage payments and provide "sweat equity hours" during construction. Habitat has a partnership process to make sure we are helping those in need. Applications are screened based on need, income, credit and a willingness to partner with Habitat for Humanity. Due to being a small affiliate, we do not renovate and build on property not already owned by Habitat for Humanity of White County, Arkansas.
HOME PARTNERSHIP APPLICATION PERIOD HAS ENDED. WE ARE NOT TAKING APPLICATIONS AT THIS TIME.